Long Term Care
Long-Term Care Insurance Quotes
- Absolutely FREE Quotes – No Strings Attached
- Online, Mail or Phone
- Compare and Save Hundreds of Dollars
- Affordable Long-Term Care Insurance
- Advice From Licensed Professionals
If You Need Help
- with the activities of daily living -
Who Will Bear The Burden… You or Your Children?
Chances are that you will need long-term care - help with the “activities of daily living” at some point in your life. About 60% of us do. Compare this to about 2% that make claims on their homeowners insurance or about 5% that use their automobile insurance.
So, who will pay when you need help with dressing, bathing, eating, toileting or just getting in and out of bed? Will you put this burden on your children? Can they afford it?
Here’s How You Can Find The Right LTC Policy
Long-Term Care (LTC) insurance may be the answer to your needs. but it’s not easy to know which LTC policy to buy. That’s where Find My Quotes fits in. We help you find qualified advisors – LTC professionals that can explain the difference between an indemnity (per diem) plan and an expense-incurred policy. Or, they can give you the truth about how much coverage is available through Medicare and Medicaid, AND what stipulations qualify you or disqualify you from receiving these benefits. You may be surprised!
Obtaining affordable long-term care insurance also includes selecting plan features and amounts related to inhome services, extended care facilities (e.g., nursing homes) and long-term help if you are unable to care for yourself due to severe cognitive impairment (e.g., Alzheimer’s disease).
What’s The Best Time To Buy LTC Insurance?
When should you buy LTC insurance? If you buy when you are young and healthy, the annual premiums will be lower and, if you continue paying premiums, you can maintain your insurance even if you become ill or disabled. However, you make premium payments for a longer period of time. You also run the risk that your insurance carrier may not be around 20, 30 or 40 years later, when you need the benefits.
Long-term care insurance professionals can help you find top-rated companies with strong balance sheets - the kind of company that will be there when you need them. They also walk you through the process of selecting the benefits and premiums that fit your needs and budget.
Shop Without Pressure or Obligation
Best of all, you can shop in the privacy of your own home or office without a high-pressure sales person sitting in front of you. You’ll get all the advice and information you need (by email, mail or phone) to make the best decision for yourself and your loved ones.
Take just two minutes now to insure your future. Fill out the short form, and a licensed long-term care professional will contact you to give you advice and unbiased, no-obligation quotes.
Get Your FREE Long-Term Care Insurance Quotes now!
